Life Insurance & Financial Planning Insights

Should You Buy a Life Insurance Plan If You are Single?

07 Aug '26

7 minute read

Find out whether buying a life insurance plan as a single individual makes sense based on financial goals, liabilities, and future responsibilities.

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Life Insurance

Is Life Insurance Premium Tax Deductible?

07 Aug '26

6 minute read

Learn about Tax Deduction on Life Insurance Premiums. Understand Tax Benefits Offered and Maximize Income Tax Benefits with the Right Life Insurance Plans @Canara HSBC Life Insurance.

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Life Insurance

Why Do You Need Savings and Investment Plans in India?

07 Aug '26

6 minute read

Saving and Investment Plans help you plan your future expenses if you use your wealth. Learn why it's important, how they help achieve financial goals, build wealth, manage emergencies, and ensure long-term financial security.

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Saving Plan

Term Insurance for Diabetics in India: Eligibility & Benefits

07 Aug '26

6 minute read

Yes, diabetics can get term insurance! Explore the best term plans for diabetes with Canara HSBC Life Insurance. Read more to learn about eligibility and benefits.

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Term Insurance

Why ULIPs Are Ideal for Stable Wealth Generation?

07 Aug '26

6 minute read

Stable fund generation requires the right investment vehicle. Know why unit-linked plans are ideal for building a consistent fund corpus with market-linked growth, flexibility, and long-term wealth creation.

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Ulip

Postal Life Insurance Scheme in India: Coverage and Benefits

07 Aug '26

7 minute read

Postal Life Insurance scheme provides high returns at low premium amounts. A smart insurance product that yield good returns. Learn who is eligible, policy types offered, key benefits, premium structure, and how it compares with private life insurance plans.

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Life Insurance

Savings Schemes Vs Bank FDs: Which one is Better in 2026?

07 Aug '26

7 minute read

Small savings schemes or bank FDs in 2026? Compare safety, returns & tax benefits to choose the best investment option for long-term financial growth.

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Saving Plan

Income Tax on Family Pension: What You Should Know

07 Aug '26

8 minute read

Understand how family pension is taxed under Indian law, what deductions you can claim, and how to file your income tax return accurately and efficiently.

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Tax Saving

Income Tax Calendar For India: Key Tax Filing Deadlines You Must Know

07 Aug '26

8 minute read

Stay updated with India’s income tax calendar. Know key filing deadlines for FY 2025–26 from ITR, TDS, advance tax, and avoid penalties.

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Tax Saving

How Newly Married Couples Can Start Retirement Planning?

06 Aug '26

6 minute read

Plan retirement early as a newly married couple. Align financial goals, savings, and investments to build long-term security together.

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Retirement Plan

7 Important Questions for Retirement Planning in 2026

06 Aug '26

8 minute read

Get a smart retirement checklist with 7 essential questions to ask yourself when planning your retirement, covering expenses, savings, insurance, income needs, and future goals.

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Retirement Plan

Why Legacy Planning for Future Generations Matters Now?

06 Aug '26

6 minute read

Want to secure your family's future for generations? Find out why legacy planning matters & how a term plan helps you build a lasting financial legacy.

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Term Insurance

Section 80CCD (1B): Deductions Under Section 80CCD of Income Tax Act

06 Aug '26

7 minute read

Learn about tax benefits under Section 80CCD (1B) for NPS contributions, including additional deductions under Section 80CCD(1B) to maximize your savings.

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Tax Saving

Wealth Tax in India: Its Meaning and How Does It Works

06 Aug '26

10 minute read

Explore wealth tax in India, a direct tax on high-value assets. Learn about its abolition and how it worked. Understand its impact with Canara HSBC Life Insurance.

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Tax Saving

Is Heart Attack Covered in Life Insurance?

06 Aug '26

6 minute read

A life insurance policy covers death due to heart attack. Insurers consider heart diseases when issuing policy. Learn why is it important to buy a life insurance plan that covers heart attack.

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Life Insurance

How to Link Your Life Insurance Policy with DigiLocker?

06 Aug '26

7 minute read

Want quick access to your life insurance policy online? Discover how to link your policy with DigiLocker in a few simple steps for secure, paperless access.

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Life Insurance

Easy Steps to Change Your Life Insurance Nominee Online

06 Aug '26

7 minute read

Update your life insurance nominee online instantly without paperwork. Simple, fast & hassle-free process explained.

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Life Insurance

Haven’t Saved for Retirement? Start Now in Your 40s

06 Aug '26

6 minute read

Worried about retirement savings in your 40s? Learn how to catch up fast with the best pension plans in India and use a retirement calculator to secure your future.

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Retirement Plan

UPS vs NPS Tax Breaks: Maximize 2026 Pension Deductions

06 Aug '26

8 minute read

Compare NPS vs UPS tax breaks for central government employees in 2026. Learn how to maximise your pension deductions and long-term savings.

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Retirement Plan

ULIP vs SIP: Top-Up vs New SIP & Which Is Better

06 Aug '26

7 minute read

ULIP top-up or new SIP? Compare flexibility, returns, risks, and costs to make an informed decision for wealth growth and financial planning.

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Ulip

Why Is Saving Money for the Future Important?

05 Aug '26

6 minute read

Learn why saving money matters for the future, including financial security, emergency readiness, goal achievement, retirement planning, and protection against income uncertainty.

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Saving Plan

10 Key Benefits of Term Life Insurance You Must Know

05 Aug '26

5 minute read

Looking for the right life cover? Find out 10 powerful ways term life insurance can benefit you & help secure your family's financial future in India.

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Term Insurance

Does Critical Illness Insurance in India Cover Heart Attacks?

05 Aug '26

10 minute read

Know if critical illness insurance covers heart attacks, key conditions, payout process, waiting periods, and how it helps manage treatment costs and financial impact.

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Term Insurance

Critical Illness with Return of Premium in One Term Plan

05 Aug '26

7 minute read

Explore term insurance with critical illness cover, including return of premium, payout details and key advantages that safeguard your health and financial future.

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Term Insurance

Why Should You Buy a Term Life Insurance Policy in India?

05 Aug '26

5 minute read

Term insurance protects your loved ones at an affordable price. Learn why term life insurance is essential, how it protects family income, covers liabilities, offers financial security, and supports long-term financial planning.

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Term Insurance

Life Insurance Without Dependents: Do You Really Need It?

05 Aug '26

8 minute read

Wondering if life insurance is necessary without dependents? Learn how debts, liabilities, tax planning, and future responsibilities can influence your decision.

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Life Insurance

Adjust Term Insurance Coverage - When & How to Update Your Policy?

05 Aug '26

5 minute read

Learn when and how to adjust term insurance coverage as life changes. Discover tips to update sum assured, riders and protect your family’s future

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Term Insurance

10 Best Saving Plans to Consider in 2026

31 July '26

7 minute read

Owning a good savings investment plan is ideal because it allows you to invest and double your money in a systematic order. This not only becomes beneficial for you but also for your family as well.

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Saving Plan

Disability vs Critical Illness Insurance: Key Differences

31 July '26

8 minute read

Explore terminal illness vs critical illness and disability insurance to understand key differences, coverage features, benefits and when each type applies.

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Term Insurance

10 Super Tips to Achieve Financial Success | Financial Planning

31 July '26

6 minute read

Financial success is achievable if you follow a strategy. Learn these 10 financial planning tips and achieve financial success.

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Life Insurance

Life Insurance Plans: What To Do in 2026?

31 July '26

14 minute read

Reassess your life insurance in 2026 for full coverage, protection, and future security.

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Life Insurance

How to Double Your Money with Smart Investment Options?

31 July '26

7 minute read

Explore smart investment options that can help grow your money through disciplined financial planning and long-term investing.

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Personal Finance

GST on Rental Income: Applicability, Exemptions, and Filing Guide

31 July '26

8 minute read

Understand GST on rental income, registration thresholds, exemptions, and how to file returns correctly to stay tax-compliant.

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Personal Finance

Best Insurance Plans to Consider After Retirement in India

30 July '26

7 minute read

Understand insurance Plans after retirement. Compare plans that help manage healthcare costs, protect savings, and support financial stability.

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Retirement Plan

Senior Citizen Savings Scheme (SCSS): Benefits & Eligibility

30 July '26

10 minute read

Learn what the Senior Citizen Savings Scheme (SCSS) is, how it works, interest rates, eligibility rules and why it is a popular low-risk option for retirees.

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Saving Plan

Monthly Income Plan: Best Investment Options for Regular Income

30 July '26

17 minute read

Understand what Monthly Income Plans are along with their types, features and benefits. Learn how to choose the best investment plan for steady and reliable monthly income for your future.

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Saving Plan

Kisan Vikas Patra (KVP): Benefits, Interest Rate & Features

30 July '26

11 minute read

Explore Kisan Vikas Patra (KVP) scheme benefits, interest rates, eligibility and key features to understand how this government-backed savings scheme works.

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Saving Plan

All You Need to Know About Voluntary Provident Fund (VPF)

30 July '26

9 minute read

Learn what a Voluntary Provident Fund (VPF) is, how it works, its benefits, tax advantages and why it’s a smart savings tool for future security.

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Saving Plan

Why Is Short-Term Health Insurance a Wise Option in India?

29 July '26

8 minute read

Learn why short-term health insurance plans make sense for temporary needs, including affordability, quick coverage, flexibility, exclusions, and when they work better than long-term plans.

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Health Plan

What is Health Insurance and How Can It Help You?

29 July '26

8 minute read

A health insurance plan provides coverage against medical and surgical expenses incurred due to accidents, illness or any injury during a specified tenure.

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Health Plan

Health Insurance Basics: Commonly Overlooked Facts

29 July '26

6 minute read

Five commonly overlooked aspects of health insurance, covering policy terms, coverage limits, waiting periods, and claim-related conditions.

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Health Plan

E-Filing - File Income Tax Returns (ITR) Online in India 2026

29 July '26

15 minute read

Learn how to file your income tax return online in India with a step-by-step ITR e-filing guide. Understand forms, documents, and the complete process easily.

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Tax Saving

Section 80GG: How to Claim HRA Tax Deduction Without HRA?

29 July '26

10 minute read

Save tax on rent with Section 80GG of Income Tax Act 1961! Learn how to claim deductions, eligibility criteria & how to reduce your tax liability effectively.

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Tax Saving

Section 87A Rebate FY 2026-27: ₹12,500 or ₹25,000?

29 July '26

9 minute read

Check eligibility, income limits & latest tax rebate under Section 87A for old & new tax regimes in FY 2026-27.

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Tax Saving

What are the Main Portfolio Management Strategies in ULIPs?

29 July '26

8 minute read

Learn four popular ways to manage your ULIP portfolio, including fund allocation, switching, premium redirection, and regular reviews to align with changing financial goals.

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Ulip

10 Wealth Creation Tips: Grow Money & Build Long-Term Wealth

29 July '26

6 minute read

Discover ten practical wealth creation tips to grow money steadily, manage risk wisely and stay focused on long-term financial goals through disciplined planning.

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Ulip

5 Benefits of ULIP Plans: Advantages, Tax & Wealth Growth

29 July '26

8 minute read

ULIPs offer life cover & market-linked returns. Learn 5 key benefits and advantages of investing in the best ULIP online & achieve long-term goals.

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Ulip

Life vs Health vs Term Insurance: Key Differences Explained

29 July '26

10 minute read

Understand the difference between life insurance, health insurance and term insurance, what each one covers, when you need them, and how to choose the right protection.

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Life Insurance

What is SIP - SIP Meaning, Types, How Does SIP Work?

29 July '26

7 minute read

SIP - Systematic Investment Plan is the best way to invest in mutual funds. Learn more about SIP Investment, its meaning, benefits, and how to find the best SIP plans.

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Financial Planning

Family Health Insurance Plans: Meaning, Benefits & Comparison

29 July '26

10 minute read

Secure your family’s health with the right insurance. Compare benefits, coverage & features to choose the best health policy.

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Health Plan

HUF Taxation Explained: Benefits, Rules & How to Save Tax

29 July '26

7 minute read

Learn how HUF taxation works in India, eligibility rules, tax benefits, deductions, and how Hindu Undivided Families can save income tax legally.

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Tax Saving

ULIP Returns: Market Impact & How to Maximize Growth?

29 July '26

7 minute read

Learn how market cycles affect ULIP returns and discover strategies to maximize growth and improve long-term investment performance.

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Ulip

5 Long-Term Investment Options That Still Offer Safety and Stable Returns

28 July '26

5 minute read

An overview of long-term investment options focused on capital safety and consistent returns despite market fluctuations.

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Life Insurance

Why Child Education Plans Are Important for Long-Term Planning?

28 July '26

7 minute read

Reasons child education plans are considered important, covering rising education costs, financial preparedness, and structured long-term planning.

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Child Plan

How Is Guaranteed Maturity Benefit Calculated?

28 July '26

6 minute read

Life insurance policies come offer maturity benefits that makes your investment worthwhile. Know how guaranteed maturity benefits in a life insurance plan is calculated.

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Saving Plan

What is Inflation? How It Affects Your Purchasing Power?

28 July '26

8 minute read

Inflation means increase in price of goods and services which leads to the decline of the purchasing power. Learn the meaning of inflation, causes and the effects of inflation in this article.

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Financial Planning

4 Reasons You Should You Buy a Savings Plan for Your Child?

28 July '26

8 minute read

Explore 4 compelling reasons to invest in a child savings plan. Long-term financial security, education funding, tax benefits, and peace of mind for your child’s future.

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Child Plan

How to Plan an Education Fund for Your Child?

28 July '26

10 minute read

Practical guidance on planning an education fund for your child, including savings methods, investment options, and future education cost planning.

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Child Plan

What is a Child Education Insurance Plan?

28 July '26

8 minute read

Child education insurance plans secure your child’s learning and future. Discover why it is essential, how it works, and tips to choose the best policy.

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Child Plan

Best Ways to Save Money for Salaried Professionals

24 July '26

5 minute read

Are you a salaried professional looking to save more? Explore the best money-saving tips & strategies to build long-term financial security in India.

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Saving Plan

What is Income Tax Return (ITR)? Meaning & Filing Process of Filing ITR

24 July '26

10 minute read

Learn what an Income Tax Return (ITR) is, why filing your income tax return is important, and how to file your ITR online via the Income Tax Department. Documents, forms, steps, and FY 2026-27 details included.

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Tax Saving

Gross Total Income: How It is Different From Total Income?

24 July '26

10 minute read

Confused about gross income vs total income? Learn the difference and explore tax-saving schemes in India, including insights from Canara HSBC Life Insurance.

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Tax Saving

What is Advance Tax? How to Calculate Advance Tax and Pay It Online

24 July '26

10 minute read

Understand advance tax under income tax, who should pay it, how advance tax is calculated, due dates, and online payment steps to avoid penalties.

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Tax Saving

Budget 2026 & Sovereign Gold Bonds: How New Tax Rules Impact Returns

24 July '26

6 minute read

Budget 2026 changes Sovereign Gold Bond taxation. Understand how the new rules affect real returns, capital gains, and gold investment decisions.

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Budget News

Tax on Income Interest Under Sections 234A, 234B & 234C of IT Act

23 July '26

13 minute read

Understand tax on interest income and how interest under Sections 234A, 234B & 234C works, plus links to deductions like Sec 24 & Sec 80E for salaried taxpayers in Income Tax Act of India.

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Tax Saving

What Is Tax? Understanding the Tax Concept in India (2026 Guide)

23 July '26

11 minute read

Discover the tax concept in India, its importance, types, and how it affects your income. Updated for FY 2025–26 with practical examples.

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Tax Saving

Income Tax Surcharge FY 2026-27: Rates & Marginal Relief Explained

23 July '26

9 minute read

Understand surcharge rates, income slabs & marginal relief calculation with practical examples for FY 2026-27.

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Tax Saving

What Is ULIP Plan? Full Form, Meaning & Benefits (2026)

23 July '26

7 minute read

What is ULIP? Learn its meaning, full form, benefits & why investors choose ULIPs for tax savings and long-term wealth creation.

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Ulip

How Do I File Income Tax in India? Simple Guide

23 July '26

11 minute read

Learn how to file income tax in India step by step. A simple guide to make tax filing easy and stress-free for salaried and self-employed.

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Tax Saving

Single Premium Term Insurance - Understand the Benefits

22 July '26

6 minute read

Single premium term insurance plans have been gaining popularity. Here is everything you need to know about single premium term insurance.

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Term Insurance

How to Choose ULIP Funds: Types, Risk Profile & Strategy

22 July '26

7 minute read

Know how to choose ULIP funds based on risk profile, fund types & investment goals for better returns.

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Ulip

A Simpler Way to Buy Life Insurance Starts with Smarter Underwriting

22 July '26

6 minute read

Discover how AI-powered underwriting is making life insurance faster, simpler, and more customer-friendly with smarter, automated decisions.

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Life Insurance

5 Benefits of Gifting Life Insurance Cover to Your Spouse

09 July '26

8 minute read

Discover how gifting life insurance to your spouse supports financial security, protection and long-term family planning.

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Life Insurance

Do You Need a Whole Life Plan or Is Term Life Cover Enough?

09 July '26

5 minute read

Not sure whether whole life or term life cover is right for you? Get a complete comparison of both & find out which plan best suits your financial goals.

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Term Insurance

Is ULIP a Good Investment for Short-Term Gains?

09 July '26

7 minute read

Discover whether ULIPs are suitable for short-term investment goals and understand the risks, returns and lock-in period.

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Ulip

How to Secure Your Future with Whole Life Insurance?

09 July '26

6 minute read

Discover how whole life insurance provides lifelong coverage and helps support long-term financial planning goals.

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Life Insurance

Health Insurance for HIV-Positive Individuals: Coverage Guide

09 July '26

5 minute read

Learn how health insurance plans support HIV-positive individuals with coverage options, eligibility and policy benefits.

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Health Plan

Does Term Insurance Cover Citizenship Change?

09 July '26

8 minute read

Planning to move abroad or change your citizenship? Learn if your term insurance plan remains valid, the key conditions, and the factors you must know.

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Term Insurance

How to Cancel GST Registration Online in 2026?

09 July '26

8 minute read

Learn how to cancel GST registration online, required documents and important steps involved in the process.

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Tax Saving

Wealth Management: A Guide to Build and Protect Your Assets

08 July '26

10 minute read

Learn about wealth management, its importance, and how it helps you grow, preserve, and transfer your wealth effectively. Discover key strategies and benefits.

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Financial Planning

Best Short-Term Investment Options with High Returns in 2026

08 July '26

12 minute read

Best Short-Term Investment Options in India. Find the top 10 short-term investment options with high returns for a short time.

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Life Insurance

Persistency Ratio in Insurance: Meaning and Importance

08 July '26

10 minute read

Know what the persistency ratio in insurance means, how it is calculated, why it matters for insurers and policyholders, and what it indicates about policy performance.

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Life Insurance

What is Deductible in a Life Insurance Plan?

08 July '26

8 minute read

Learn what is deductible in a life insurance plan and how it impacts your coverage. Get expert insights and guidance from Canara HSBC Life Insurance for better planning.

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Life Insurance

What is ESIC? Employees' State Insurance Corporation Explained

08 July '26

15 minute read

Want to know about ESIC? Learn what Employees' State Insurance Corporation is, its benefits, eligibility & coverage for salaried employees in India.

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Saving Plan

How Does a 2 Crore Term Insurance Plan Works?

08 July '26

5 minute read

As per your needs, you can buy a term insurance plan online with high coverage of INR 1 crore, INR 2 crore, or even INR 5 crore. Learn how much does a 2 crore term life insurance plan cost.

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Term Insurance

Taxation of Interest on EPF Contribution: All You Need to Know

08 July '26

7 minute read

Learn how to calculate taxable interest on provident fund (EPF) contributions to maximize your savings. Understand the EPF interest rate and its tax benefits.

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Tax Saving

Long Term Capital Gains Tax in India - LTCG Tax & Rates

08 July '26

12 minute read

Learn Long-Term Capital Gains Tax in India for 2025-26. Learn about tax implications, exemptions, and investment strategies to secure your financial future.

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Tax Saving

Section 24 Income Tax Act: Its Exemptions and Deduction Limits

08 July '26

4 minute read

Explore Section 24 of the Income Tax Act, its exemptions, and deduction limits. Stay informed and make smart tax decisions with Canara HSBC Life Insurance.

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Tax Saving

What is Policy Term in Insurance? Meaning & Importance

08 July '26

5 minute read

Policy term impacts your life insurance benefits and coverage. Terms vary across policies, so choose wisely. Understand its importance with Canara HSBC Life Insurance.

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Term Insurance

What is Zero Cost Term Insurance and How Does It Work?

08 July '26

11 minute read

Understand what zero cost term insurance means, how premium refund works, eligibility conditions, benefits, limitations, and whether this option suits long-term protection needs.

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Term Insurance

Net Present Value (NPV): Full Form, Meaning & Formula

08 July '26

10 minute read

Net Present Value (NPV) measures an investment's total value and profitability. Learn how NPV helps in investment planning with Canara HSBC Life Insurance.

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Financial Planning

Personal Finance: Definition, Meaning, Importance & Tips

08 July '26

10 minute read

Learn the basics of personal finance, including saving, investing, insurance and budgeting, to manage money better and build long-term financial security.

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Financial Planning

How to File EPF Complaints Online & Track Status Easily?

08 July '26

7 minute read

Discover the online process to file EPF complaints and track status. Understand required details, common issues, resolution timelines & how to escalate if needed.

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Retirement Plan

New vs Old Tax Regime FY 2025-26: Salary Break-Even Guide

08 July '26

11 minute read

Compare new vs old tax regime for FY 2025-26. Understand salary break-even points, deductions, and benefits to choose the right regime for your income.

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Tax Saving

LTA Tax Benefits Explained: Claim Leave Travel Allowance Smartly

08 July '26

6 minute read

Discover how Leave Travel Allowance (LTA) helps you save tax on domestic travel. Learn eligibility, exemption limits, and how to file claims under Section 10(5).

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Tax Saving

What is CGST? Meaning, Rates & Features Explained

08 July '26

7 minute read

Learn what CGST means, its full form, key features, tax rates, and how Central GST is applied under India’s GST framework.

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Tax Saving

VAT vs GST: Key Differences You Should Know

08 July '26

7 minute read

Understanding the key differences between VAT and GST is crucial today. Learn how both impact your expenses, savings, and financial well-being in India.

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Personal Finance

Sukanya Samriddhi Yojana 2026: Interest Rate, Calculator & Benefits

07 July '26

15 minute read

Check latest SSY interest rates, eligibility, tax benefits, maturity amount & Sukanya Samriddhi calculator for 2026.

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Child Plan

What is Recurring Deposit (RD)? Meaning & Features

07 July '26

7 minute read

Recurring deposits are a popular investment choice that helps in building your savings. You can choose to put the money in a lump sum or monthly to meet your financial goals over a period of time.

Read More

Financial Planning

What is Insurance? Meaning, Types & Benefits Explained (2026)

07 July '26

10 minute read

Understand insurance meaning, types, benefits & why insurance is important for financial security in India.

Read More

Life Insurance